Determining the right time to file for divorce is highly personal and depends on your unique situation. When faced with this decision, you might wonder what factors contribute to finding the right time.
There are a few questions to answer as you make that decision.
Are you emotionally ready?
Evaluate your emotional readiness. Ending a marriage is difficult and stressful. Be honest with yourself regarding whether you can handle the challenges ahead. Do you have a support system in place? Have you come to terms with the fact that the dynamic with your spouse will permanently change? If you answer no to these questions, you might want to take more time before filing.
How are your finances?
While rarely easy, divorce can be simpler if you are financially independent. Evaluate whether you can afford living expenses plus divorce costs, including attorneys and filing fees. These can range from $15,000 to $20,000 on average. If your finances are unstable, take time to organize your monetary situation by opening separate accounts, paying off joint debts if possible and gathering financial documentation.
What do your instincts say?
Every situation is unique. The right time is when you have carefully considered the emotional and financial factors and feel certain that you are ready for the next chapter, regardless of outside opinions. Listen to your instincts. You can determine when your marriage has reached the point of no return.
Determining when to file for divorce depends on careful self-reflection. Take time to weigh your options before moving forward.
